XRP is some centralized garbage

Can people stop shilling XRP ???

XRP has a total supply of 100 billion coins, with nearly half owned by Ripple, the company behind it. Critics argue this creates concerns about centralization and the possibility of Ripple “dumping” their holdings on the market, which could drive down prices. Ripple, as a company, has developed impressive solutions for the financial industry. However, the downside is that only one of these solutions—RippleNet’s On-Demand Liquidity (ODL)—actually uses XRP. Most of Ripple’s high-profile partnerships don’t involve the cryptocurrency itself, which makes some question its utility. XRP’s deflationary mechanism (burning coins during transactions) is minimal. At the current rate, it would take decades to meaningfully reduce the coin’s total supply, making any price increase through scarcity unlikely. Ripple focuses on working with banks and financial institutions—ironically, the very entities cryptocurrency was initially designed to disrupt. This makes XRP divisive among crypto enthusiasts, as it feels more aligned with traditional finance than the decentralized ethos of the broader crypto movement.