Coinbase just announced 0 fees to spend crypto with their crypto debit card and rotating rewards

Just got an email from coinbase stating they are offering 0 fees now to spend crypto starting today. Previously there has been a 2.49% fee to use crypto that WASNT USDC which made it not as nice to use anything that wasn’t USDC since that had a 0% fee.

I personally will stick with USDC since I plan on my crypto going up and I don’t want to spend it now but more options are always nice.

Also they announced “rotating rewards”. They state every month starting mid April, 3 reward options will be picked to give 4% cashback in that crypto and will change each month.

I’m unsure if this a good or bad thing yet since I already get 4% cashback in XLM and just convert it to my crypto of choice but I guess we will see how this plays out. It sounds like you will need to select your reward each month also when it changes otherwise coinbase will auto select it for you “based on the best asset to earn the highest rate”. This could be a good thing if they offer like 4% cashback in btc or eth so I can save the small fee of converting my XLM. Could also be a bad thing though if the coin of choice for the month is a shit coin.